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Quick Health Insurance Update: What’s Really Going on with ACA Tax Credits and Your Coverage
Hey friends — let’s clear the air. You’ve probably heard something about “Congress,” “health insurance subsidies,” and “premium increases” in the news. That’s because right now there’s a lot of uncertainty in Washington about whether federal help that has made health insurance cheaper will continue in 2026 . Here’s the simple truth, without the politics: What Are These ACA Tax Credits? When people buy health insurance through the Affordable Care Act (ACA) Marketplace (think H

Krystin Godoy
Dec 13, 20253 min read


What Happens If Tax Credits Go Away? Here’s the Honest Breakdown (Plus Affordable Backup Options)
Wondering how potential changes to ACA tax credits could impact your health insurance? Here’s a simple, honest guide to what’s happening — and affordable coverage alternatives for Colorado families.

Krystin Godoy
Nov 30, 20253 min read


2025 Health Insurance Changes: What Colorado Families Need to Know (Without the Noise)
Health insurance headlines have been extra dramatic lately — and if you’ve heard rumors about “huge increases coming” or “subsidies disappearing,” you’re not imagining it. There are major changes on the horizon in 2026, and your email inbox, news feed, and neighbor’s cousin’s Facebook post probably aren’t helping clarify things. So here’s the real story, minus the panic. 1. The Big Change: Federal Subsidy Enhancements Expire After 2025 During the pandemic, Congress passed te

Krystin Godoy
Nov 19, 20252 min read


Urgent Care Vs. The Emergency Room
Experiencing a medical situation outside of a primary care provider’s normal office hours is common, and it can be difficult to know...

Krystin Godoy
Feb 28, 20232 min read


Understanding the Basics of Health Insurance
Health insurance can be confusing, so let’s start with the basics.

Krystin Godoy
Jan 16, 20233 min read
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