(aka: please don’t pick a plan the way you pick a Netflix show) Let’s get one thing out of the way: Most people choose health insurance based on exactly two things— the monthly premium  and vibes . I get it. The system is confusing, the language is awful, and no one wants to spend their free time decoding insurance jargon. But unfortunately, health insurance is one of those areas where a quick decision can turn into a very expensive learning experience. So before you enroll (

Hey friends — let’s clear the air. You’ve probably heard something about “Congress,” “health insurance subsidies,” and “premium increases” in the news. That’s because right now there’s a lot of uncertainty in Washington about whether federal help that has made health insurance cheaper will continue in 2026 . Here’s the simple truth, without the politics: What Are These ACA Tax Credits? When people buy health insurance through the Affordable Care Act (ACA) Marketplace (think H

Wondering how potential changes to ACA tax credits could impact your health insurance? Here’s a simple, honest guide to what’s happening — and affordable coverage alternatives for Colorado families.

Health insurance headlines have been extra dramatic lately — and if you’ve heard rumors about “huge increases coming” or “subsidies disappearing,” you’re not imagining it. There are  major changes on the horizon in 2026, and your email inbox, news feed, and neighbor’s cousin’s Facebook post probably aren’t helping clarify things. So here’s the real story, minus the panic. 1. The Big Change: Federal Subsidy Enhancements Expire After 2025 During the pandemic, Congress passed te